Disclaimer

1. Estimates, not the amount you owe

The figures on this site are estimates produced from published state fine schedules, statutory point tables and a model of insurance impact. They are built to be close enough to plan around. They are not the amount your court will ask you for.

Most states fix a base fine or a statutory ceiling and leave the assessments, surcharges and local fees to each court. That is why the same violation costs materially different amounts in two counties of one state, and it is why this site publishes a range rather than a single number. The authority on what you owe is the citation in your hand and the court named on it — in that order, and ahead of anything here.

Where you enter the amount printed on your own citation, the site uses that figure in place of its estimate. It does not check it, and it does not know what the court has added to it since.

2. The insurance figure is a model

This is the number on the site most worth being careful with, because it is the largest one and the least anchored. It comes from a four-tier model of how much a violation typically moves a premium in a given state. No insurer supplied it, no state publishes it, and it is not derived from your policy, your history or your insurer's rules.

Your own insurer may charge more than the model says, may charge less, or may charge nothing at all — some do not re-rate on a single minor violation, and some do not see it until a renewal. What your premium actually does is a question only your insurer can answer.

3. Not legal advice, and no attorney-client relationship

Nothing on this site is legal advice. TicketCalc is not a law firm, is not staffed by attorneys, and using the calculator or reading a page here creates no attorney-client relationship with anyone.

The site can explain how a fine is assembled, how a state assesses points, and what its traffic-school rule says. It cannot tell you how to plead, whether your stop was lawful, whether a defence applies to your facts, or what a particular judge or prosecutor will do. Those turn on facts and local practice no calculator has access to. For a question in that territory, speak to an attorney licensed in the state where you were cited.

4. Data currency, and what "verified" means here

Fine schedules change every legislative session and court assessments change more often than that. The fine data on this site was last reviewed in September 2026, across 51 of 51 jurisdictions, and each figure carries the document it came from and the date it was retrieved.

A review date is not a guarantee of currency. A state can change a schedule the week after it was checked, and a figure marked as sourced means the state's own document was read — not that the state publishes the out-the-door total this site displays. Only one state does. The methodology page says which figures are quoted, which are assembled, and which come from a model of ours.

We make no warranty that the information here is complete, current or error-free.

5. Criminal charges and serious offences

Some states treat speeding above a stated threshold as a distinct and more serious offence rather than as an infraction, and where a state's statute says so this site names the offence and the section. That warning is drawn from the statute and is not an assessment of your case.

Where no threshold is recorded for a state, that means one has not been recorded — never that the state has none. If there is any prospect that what you are holding is a criminal charge rather than a ticket, that is a question for an attorney and not for a calculator.

6. External links and third parties

Pages here link to state DMV sites, state judiciary sites and the statutes each figure was taken from. We do not control those sites, are not responsible for their content, and a link is not an endorsement.

Where this site carries a paid link or an advertisement, it is labelled as one at the point it appears. No commercial relationship changes a figure, a ranking or a recommendation anywhere on this site, and no advertiser has any input into the data. The terms and the privacy policy describe what is and is not running today.

7. Limitation of liability

To the fullest extent permitted by applicable law, TicketCalc and its operators are not liable for any loss arising from your use of, or reliance on, this site — including a fine, a penalty, a lapsed deadline, a conviction, an insurance outcome or any other consequence of a decision made on the strength of an estimate here.

Deadlines are the case worth naming specifically. The date by which you must respond is set by your court and is printed on your citation. This site does not know it, does not calculate it and cannot remind you of it. Missing it is usually more expensive than anything the fine itself costs.

8. Telling us something is wrong

If a figure here does not match what your court or your citation says, we want to know — it is how the dataset stays honest. Get in touch with the state, the violation, what this site showed you and what the notice actually says. Every figure carries its source, so a correction can be checked against the same document the original came from.