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Oregon · OR

Oregon speeding ticket cost 2026

Oregon organises speeding by violation class rather than by point value, and the distinction runs deeper than vocabulary. Each class carries a statutory presumptive fine — the amount the law expects a court to impose unless there is a reason to depart from it — so the figure is set by the legislature and applied by the court rather than being assembled locally.

Get Your Estimate

Instant results — no signup required

The state that issued the ticket — not the one you live in, if they differ.

Not sure which? The charge is named on the citation. Pick the closest match.

Where were you driving?

Work zones and school zones cost more, so this one is worth getting right.

What does your ticket say?

We've filled in your state's usual limit. If the ticket names a different one, use that.

Don't know your exact speed? Use the speed written on your citation.

Optional

Leave this blank if your citation does not show a total — plenty of them do not.

If the citation prints a total, enter it and we will use your figure for the ticket instead of our range. Everything else — the points, the course, the insurance model — is unaffected either way.

Moderate · 10 mph over the posted limit · general guide; each state sets its own thresholds

The ticket

$101–$138

The fine and fees you pay the court

Estimated 3-year cost

~$888

The ticket plus 3 years of our insurance model

~$750 more than the ticket itself — and that part is our insurance model, not a bill anyone has sent you.

Ticket 16% Insurance 84%

Ticket

$101–$138

Lower · higher end

Insurance

~$750

Over 3 years

Total

~$888

3-year cost

What this includes, and what moves it

The ticket includes: the base fine plus the court assessment, state surcharge and local fees normally added before you pay — the out-the-door amount, not the figure printed in the statute.

What moves a real bill within that range: the county and the individual court, your driving record, and the speed the officer actually wrote on the citation.

The insurance side is modelled — no state publishes it and no insurer is bound by it. It is broken out in full further down.

The three-year total adds the two together, using the higher end of the ticket range.

The ticket figure

Sourced
ⓘ Why this number, and where it's from

Oregon publishes no single statewide total — the amount is set by each court — so the fine figures shown here are assembled from the cited document plus typical court costs, not quoted from it.

Interpolated between Oregon's fines at 10, 20 and 30 mph over the limit, then shown as a band from 0.88× to 1.2× of that figure. The same offence in the same state genuinely costs different amounts in different courtrooms, so we publish a band rather than a single figure that would imply a precision nobody can offer.

Source: ORS 811.109 — penalties for speed violations, with the presumptive fine for each violation class · retrieved September 2026 · Methodology

Before you pay

Three routes are usually open before the date printed on your citation. Which of them actually apply is set by your state and by the court named on the ticket — not by us.

  1. Pay it

    A guilty plea, and the quickest way to close the ticket.

    Paying is pleading guilty. The court records a conviction; Oregon adds no points for this, so it is the conviction itself that goes on your record rather than a point total. Your insurer reads that record the next time it re-rates you — which is where the insurance side of the figure above comes from. In many states paying also closes the other two routes, so it is worth asking the court what is still open before you do.

  2. Traffic school or a defensive-driving course

    Oregon allows a course for a ticket like this one.

    Completing an approved course can keep the conviction off your record where the state allows that, but it is not automatic: who qualifies, what the course actually removes and whether the court grants it are decided locally, and many states allow it only once in a set period. In a lot of them paying first closes the option, so ask before you pay. We do not publish a course price — that is set by the provider rather than the state, and we have not sourced it.

  3. Contest it, or ask for a reduction

    May be worth checking your options — the record matters more here than the fine.

    Contesting means entering a plea and having the charge heard. Depending on the state, and often on the individual court, what is on offer might be a reduction, a deferral, a hearing in writing, or an appearance in person. It costs you time, the outcome is never guaranteed, and nobody — us included — can tell you from here which way a particular court will go.

    Worth checking your options — Oregon's fines escalate sharply at higher speeds, and its traffic diversion program is available to eligible first-time offenders.

⏱ Your deadline. The date you have to respond by is printed on your citation. We do not hold that date and will not guess it — read it off the ticket, and take anything unclear to the court named on it.

⚖️ Oregon Courts — Traffic Fine Schedule 🏛️ Oregon DMV — Points & License Info
ⓘ What happens next, step by step

  1. Today

    Read the citation itself. It names the charge, the court that holds it, and the date your response is due. Everything below hangs off those three things.

  2. Before that date

    Choose a route. Doing nothing is also a choice, and it is the one with no upside — what a missed date costs is set by the court, and it is printed on the citation alongside the date.

  3. If it becomes a conviction

    The court reports it and your state adds it to your driving record. This is the step a course or a reduction is trying to avoid, which is why the order you do things in matters.

  4. At your next renewal

    Your insurer checks your record when it re-rates you, not when the ticket is written. A premium change usually turns up at that renewal rather than immediately.

  5. In the years after

    Three separate clocks run — how long the violation stays on your record, how long the points keep counting toward a suspension, and how far back your insurer looks. Two are set by your state and one by the insurer, and they do not have to agree.

DMV Points Added

No points (conviction-count system)

Three separate clocks start once a conviction is recorded, and different people set them:

  • Your record — how long the violation itself stays on it. Your state's DMV decides.
  • These points — how long they keep counting toward a suspension. Also a state rule, and often shorter than the record entry.
  • Your insurer's lookback — how far back it checks when it re-rates you. Set by the insurer, not the state, and it can outlast both.

We don't publish a length for any of the three. Your state's DMV publishes the first two.

Oregon DMV →
Verified
ⓘ Why this number, and where it's from

Oregon's own published point value for this offence, shown as published.

Taken from Oregon's point schedule unchanged — we adjust it only above 20 mph over the limit.

Source: Oregon DMV — Driver Records; Oregon assesses no points and its Driver Improvement Program counts convictions instead · retrieved September 2026 · Methodology

Traffic School

✅ May qualify

Where a state allows it, completing an approved course can keep the conviction off your record. Eligibility, the effect and whether the court grants it are all state-specific — it is not automatic.

Sourced
ⓘ Why this number, and where it's from

Oregon's traffic-school rule was checked against a published description, though not the state's own primary page.

Oregon's own rule decides whether the option exists; we stop showing it beyond 25 mph over the limit. Whether the court grants it in your case is a separate decision that neither we nor the DMV make.

Source: Oregon DMV — Driver Records; DMV removes no conviction for a course, so any traffic-school dismissal comes from the individual court · retrieved September 2026 · Methodology

Estimated insurance impact

Year 1 +$300/yr
Year 2 +$250/yr
Year 3 +$200/yr
3-year total ~$750

A model, not a quote. We place each state in one of four dollar-impact tiers and adjust for the violation type. No state publishes this figure and no insurer is bound by it — yours may charge more, less, or nothing at all. How we model it →

Modelled
ⓘ Why this number, and where it's from

No state publishes this figure and no insurer is bound by it. Yours may charge more, less, or nothing at all.

Oregon sits in our moderate premium-impact tier: $300, $250 and $200 across three years for a moving violation. Everything above is a model, not a quote.

Methodology

Worth knowing in your state

Oregon uses no demerit points. Its Driver Improvement Program counts convictions and preventable crashes in rolling windows instead, so what matters is how many tickets you have, not what each was worth. Fines are statutory presumptive amounts that step by class — a Class B violation (21–30 mph over) presumes $265, and 100 mph or more is a specific-fine violation presuming $1,150 plus a mandatory 30-to-90-day suspension. Traffic school exists court by court, not statewide.

⚠️ These are estimates only and do not constitute legal advice. Verify exact amounts with your local court.

Estimated. Oregon publishes no single statewide total — the amount is set by each court — so the fine figures shown here are assembled from the cited document plus typical court costs, not quoted from it. Source: ORS 811.109 — penalties for speed violations, with the presumptive fine for each violation class · retrieved September 2026 · Methodology

The Oregon speeding fine schedule

These are the three anchors the estimate is built from. The calculator above interpolates between them for the speed on your own citation, then adds the modelled insurance impact.

Speed over the limit Estimated amount due
Up to 10 mph over $115
Around 20 mph over $165
30 mph over or more $435

DMV points

No points (conviction-count system)

Traffic school

Available for speeding

Insurance, 3 years

$750

The insurance figure is a model of ours, not a rate any insurer publishes. It is the same four-tier model applied to every state, and the methodology page sets out exactly what it is and is not.

What makes Oregon different

There are no demerit points behind it. Oregon runs a Driver Improvement Program that counts convictions and preventable crashes inside rolling windows, so a driver approaching intervention is one with several entries rather than one with a large total. How many matters; how much does not.

At the top of the scale Oregon does draw a hard line. Driving at or above a stated absolute speed is a specific-fine violation carrying its own presumptive amount and a mandatory suspension of a set length, which arrives regardless of what else is on the record.

How a Oregon traffic case actually works

An Oregon speeding citation is a traffic violation rather than a crime, heard in the circuit, justice or municipal court named on it. The citation states the presumptive fine, and a driver may pay it, which enters the conviction, or request a trial.

A driver may also appear and ask the court to impose less than the presumptive amount. Oregon is explicit that the figure is presumptive rather than fixed, so a reduction in the money is a recognised outcome in a way it is not in states with a flat schedule — though it does nothing about the conviction itself.

A trial on a violation is decided on a civil standard with the citing officer present, and there is no jury. The response date on the citation controls, and failing to appear results in a default judgment entered for the presumptive amount plus any additional assessment.

How Oregon points work

There is no point schedule. Driver and Motor Vehicle Services acts on the pattern of the record instead, counting convictions and preventable crashes inside rolling windows of different lengths, with separate and stricter counts for drivers under eighteen.

Reaching a count brings a restriction or a suspension of a defined length rather than a hearing with a discretionary outcome, so the programme is mechanical even though it is not numeric. A driver can therefore work out their position from the convictions on the record rather than from a total.

The absolute-speed violation is the exception to all of it: the suspension there attaches to the single conviction and does not require any count at all. It is the only bright line in an Oregon record, and it is why the top of the fine schedule on this page is not the whole consequence.

Traffic school in Oregon

Oregon has no statewide traffic-school election, and with no points there is nothing for a course to subtract. The traffic-school answer here is therefore a court-by-court matter rather than a state rule, which is a meaningful difference from the states that publish a programme.

What individual courts do offer is a diversion arrangement for an eligible driver: the case is held open on conditions, often including a driver improvement course, and dismissed on completion so that no conviction is entered. Whether it exists, who qualifies and what it costs are decided by the court.

Because a dismissal is the only thing that helps in a state with no points, that arrangement is worth asking the court about directly rather than assuming from the presence of a traffic-school programme elsewhere. Any course fee is charged by the provider and is not part of the figure here.

What varies inside Oregon

The presumptive fines are statutory and the violation classes are statewide, so the starting amount for a given margin over the limit does not vary across Oregon. That is the part the legislature controls, and it controls it tightly.

What varies is what a court does with the presumption and whether it offers diversion. A circuit court, a justice court and a municipal court can each treat the same citation differently in both respects, and the municipal court applying a city ordinance is working from a different instrument again.

Enforcement geography supplies the rest. The interstate corridors, the high-desert highways east of the mountains and the coastal routes produce quite different citation profiles, and work zones and school zones carry their own enhanced treatment on top of the class the margin would otherwise attract.

Oregon and the states next door

Crossing a state line changes the schedule, the point system and the traffic-school rule all at once. These are the neighbouring states as this dataset records them.

State 10 mph over Points Insurance, 3 yr
Oregon $115 No points (conviction-count system) $750
California $234 1 point $1,200
Idaho $90 3–4 points $450
Nevada $205 1–5 points $1,200

Where these figures come from

Every figure on this page is traceable. The fine schedule, the point label and the traffic-school rule each carry their own citation and their own retrieval date, because a state publishes them in three different documents and almost never together. The insurance estimate is the one figure with no state document behind it, and it is labelled as a model everywhere it appears.

Read the methodology · Compare every state

Oregon FAQ

Common questions about Oregon speeding tickets.

Does Oregon have points for speeding?

No. Oregon operates no demerit point system. The Driver Improvement Program counts convictions and preventable crashes inside rolling windows instead, so the number of entries on a record matters rather than the value of any one of them. The counts are separate and stricter for drivers under eighteen.

What is a presumptive fine in Oregon?

It is the statutory amount the law expects a court to impose for a violation of that class unless there is reason to depart from it. Because it is presumptive rather than fixed, a driver can appear and ask the court to impose less, which is a recognised outcome. It changes the amount owed and not the conviction itself.

Can one Oregon ticket suspend your licence?

At or above a stated absolute speed, yes. That is a specific-fine violation carrying its own presumptive amount and a mandatory suspension of a set length, imposed on the single conviction without any accumulation. It is the only bright line in an Oregon record, which otherwise works on counts rather than thresholds.

Is traffic school available for an Oregon speeding ticket?

Not as a statewide election, and with no points there is nothing for a course to subtract. Some Oregon courts offer a diversion arrangement in which the case is held open on conditions and dismissed on completion, which is the only route that stops a conviction being entered. Whether it exists is a question for the court named on the citation.