New Hampshire · NH

New Hampshire speeding ticket cost 2026

New Hampshire raises little revenue from general income or sales taxation, and its traffic fines are correspondingly high for the region. On top of the fine the state adds a statutory penalty assessment calculated as a proportion of it, so the amount owed is always meaningfully above the figure a driver sees quoted as the fine.

Get Your Estimate

Instant results — no signup required

The state that issued the ticket — not the one you live in, if they differ.

Not sure which? The charge is named on the citation. Pick the closest match.

Where were you driving?

Work zones and school zones cost more, so this one is worth getting right.

What does your ticket say?

We've filled in your state's usual limit. If the ticket names a different one, use that.

Don't know your exact speed? Use the speed written on your citation.

Optional

Leave this blank if your citation does not show a total — plenty of them do not.

If the citation prints a total, enter it and we will use your figure for the ticket instead of our range. Everything else — the points, the course, the insurance model — is unaffected either way.

Moderate · 10 mph over the posted limit · general guide; each state sets its own thresholds

The ticket

$88$120

The fine and fees you pay the court

Estimated 3-year cost

~$870

The ticket plus 3 years of our insurance model

~$750 more than the ticket itself — and that part is our insurance model, not a bill anyone has sent you.

Ticket 14% Insurance 86%

Ticket

$88$120

Lower · higher end

Insurance

~$750

Over 3 years

Total

~$870

3-year cost

What this includes, and what moves it

The ticket includes: the base fine plus the court assessment, state surcharge and local fees normally added before you pay — the out-the-door amount, not the figure printed in the statute.

What moves a real bill within that range: the county and the individual court, your driving record, and the speed the officer actually wrote on the citation.

The insurance side is modelled — no state publishes it and no insurer is bound by it. It is broken out in full further down.

The three-year total adds the two together, using the higher end of the ticket range.

The ticket figure

Sourced
ⓘ Why this number, and where it's from

New Hampshire publishes no single statewide total — the amount is set by each court — so the fine figures shown here are assembled from the cited document plus typical court costs, not quoted from it.

Interpolated between New Hampshire's fines at 10, 20 and 30 mph over the limit, then shown as a band from 0.88× to 1.2× of that figure. The same offence in the same state genuinely costs different amounts in different courtrooms, so we publish a band rather than a single figure that would imply a precision nobody can offer.

Source: RSA 265:60 — speed limits, with the fine schedule and the statutory penalty assessment added on top · retrieved September 2026 · Methodology

Before you pay

Three routes are usually open before the date printed on your citation. Which of them actually apply is set by your state and by the court named on the ticket — not by us.

  1. Pay it

    A guilty plea, and the quickest way to close the ticket.

    Paying is pleading guilty. The court records a conviction and the points above (3–4 points) go on your driving record. Your insurer reads that record the next time it re-rates you — which is where the insurance side of the figure above comes from. In many states paying also closes the other two routes, so it is worth asking the court what is still open before you do.

  2. Traffic school or a defensive-driving course

    New Hampshire allows a course for a ticket like this one.

    Completing an approved course can keep the conviction off your record where the state allows that, but it is not automatic: who qualifies, what the course actually removes and whether the court grants it are decided locally, and many states allow it only once in a set period. In a lot of them paying first closes the option, so ask before you pay. We do not publish a course price — that is set by the provider rather than the state, and we have not sourced it.

  3. Contest it, or ask for a reduction

    May be worth checking your options — the record matters more here than the fine.

    Contesting means entering a plea and having the charge heard. Depending on the state, and often on the individual court, what is on offer might be a reduction, a deferral, a hearing in writing, or an appearance in person. It costs you time, the outcome is never guaranteed, and nobody — us included — can tell you from here which way a particular court will go.

    Worth checking your options — New Hampshire courts are generally accessible, and a defensive driving course is a route to a reduction or a dismissal for a first offence.

⏱ Your deadline. The date you have to respond by is printed on your citation. We do not hold that date and will not guess it — read it off the ticket, and take anything unclear to the court named on it.

ⓘ What happens next, step by step
  1. Today

    Read the citation itself. It names the charge, the court that holds it, and the date your response is due. Everything below hangs off those three things.

  2. Before that date

    Choose a route. Doing nothing is also a choice, and it is the one with no upside — what a missed date costs is set by the court, and it is printed on the citation alongside the date.

  3. If it becomes a conviction

    The court reports it and your state adds it to your driving record. This is the step a course or a reduction is trying to avoid, which is why the order you do things in matters.

  4. At your next renewal

    Your insurer checks your record when it re-rates you, not when the ticket is written. A premium change usually turns up at that renewal rather than immediately.

  5. In the years after

    Three separate clocks run — how long the violation stays on your record, how long the points keep counting toward a suspension, and how far back your insurer looks. Two are set by your state and one by the insurer, and they do not have to agree.

DMV Points Added

3–4 points

Three separate clocks start once a conviction is recorded, and different people set them:

  • Your record — how long the violation itself stays on it. Your state's DMV decides.
  • These points — how long they keep counting toward a suspension. Also a state rule, and often shorter than the record entry.
  • Your insurer's lookback — how far back it checks when it re-rates you. Set by the insurer, not the state, and it can outlast both.

We don't publish a length for any of the three. Your state's DMV publishes the first two.

New Hampshire DMV →
Verified
ⓘ Why this number, and where it's from

New Hampshire's own published point value for this offence, shown as published.

Taken from New Hampshire's point schedule unchanged — we adjust it only above 20 mph over the limit.

Source: New Hampshire DMV — driving record point system (3 points to 24 over, 4 at 25 or more) · retrieved September 2026 · Methodology

Traffic School

✅ May qualify

Where a state allows it, completing an approved course can keep the conviction off your record. Eligibility, the effect and whether the court grants it are all state-specific — it is not automatic.

Sourced
ⓘ Why this number, and where it's from

New Hampshire's traffic-school rule was checked against a published description, though not the state's own primary page.

New Hampshire's own rule decides whether the option exists; we stop showing it beyond 25 mph over the limit. Whether the court grants it in your case is a separate decision that neither we nor the DMV make.

Source: New Hampshire DMV — driver attitude and improvement programme, taken to lift or shorten a point suspension · retrieved September 2026 · Methodology

Estimated insurance impact

Year 1 +$300/yr
Year 2 +$250/yr
Year 3 +$200/yr
3-year total ~$750

A model, not a quote. We place each state in one of four dollar-impact tiers and adjust for the violation type. No state publishes this figure and no insurer is bound by it — yours may charge more, less, or nothing at all. How we model it →

Modelled
ⓘ Why this number, and where it's from

No state publishes this figure and no insurer is bound by it. Yours may charge more, less, or nothing at all.

New Hampshire sits in our moderate premium-impact tier: $300, $250 and $200 across three years for a moving violation. Everything above is a model, not a quote.

Methodology

Worth knowing in your state

New Hampshire assesses 3 points for speeding up to 24 mph over and 4 points at 25 or more, on a 12-point/one-year system for adult drivers. The state has no general income or sales tax, and its traffic fines are correspondingly high for the region — the penalty assessment alone adds 24% on top of the fine.

⚠️ These are estimates only and do not constitute legal advice. Verify exact amounts with your local court.

Estimated. New Hampshire publishes no single statewide total — the amount is set by each court — so the fine figures shown here are assembled from the cited document plus typical court costs, not quoted from it. Source: RSA 265:60 — speed limits, with the fine schedule and the statutory penalty assessment added on top · retrieved September 2026 · Methodology

The New Hampshire speeding fine schedule

These are the three anchors the estimate is built from. The calculator above interpolates between them for the speed on your own citation, then adds the modelled insurance impact.

Speed over the limit Estimated amount due
Up to 10 mph over $100
Around 20 mph over $175
30 mph over or more $275

DMV points

3–4 points

Traffic school

Available for speeding

Insurance, 3 years

$750

The insurance figure is a model of ours, not a rate any insurer publishes. It is the same four-tier model applied to every state, and the methodology page sets out exactly what it is and is not.

What makes New Hampshire different

The licensing side is comparatively compressed. Speeding carries one of two point values depending on the margin, and for an adult driver the total is counted over a twelve-month window — one of the shortest in this dataset. A record recovers quickly, and it also compounds quickly while the window is open.

That combination shapes the decision. A single New Hampshire citation is an expensive financial event and a modest licensing one; two inside the same year is a different matter entirely, because the window has not moved on from the first.

How a New Hampshire traffic case actually works

A New Hampshire speeding citation is answered through the Division of Motor Vehicles rather than filed directly with a court. A driver may plead guilty or nolo contendere by mail with the payment, which enters the conviction, or plead not guilty, which schedules the matter in the circuit court division covering the location.

The not-guilty route produces a hearing with the citing officer, and a negotiated reduction to a lower speed band is a recognised outcome. Because the point schedule has only two values, the reduction matters where it crosses the band threshold and matters much less where it does not.

Many New Hampshire courts will consider a driver improvement course as part of a disposition for a first offence, including a reduction or a dismissal. The deadline on the citation controls, and failing to answer leads to a default and a licence suspension separate from the speeding itself.

How New Hampshire points work

The schedule assigns one value for margins up to a defined threshold and a higher one above it, and the Division of Motor Vehicles counts the total against the suspension line over a twelve-month window for a driver aged twenty-one or over.

Younger drivers are counted over the same window but against lower thresholds, and drivers under eighteen lower still, so a newly licensed driver reaches an intervention on materially fewer convictions than an adult would.

The short window is what distinguishes New Hampshire. In a state counting over two or three years, an older conviction keeps weighing on the record; here it drops out after a year, which means the position a driver is in depends almost entirely on what has happened in the last twelve months.

Traffic school in New Hampshire

New Hampshire has no statewide election that withholds a conviction on completion of a course. What it has is a widely used court practice: many circuit court divisions will accept completion of a driver improvement course as part of a disposition for a first offence, sometimes producing a reduction and sometimes a dismissal.

Separately the division may require a driver improvement programme once a record reaches a threshold, which is a condition of keeping the licence rather than a benefit. The two are easy to confuse and do quite different jobs.

Because the useful route is a court disposition rather than a state programme, it has to be raised before the case is resolved, and pleading guilty by mail closes it. The course fee is charged by the provider and is not part of the estimate here.

What varies inside New Hampshire

New Hampshire administers citations centrally through the division and its fine schedule is applied statewide, with the penalty assessment calculated on the same proportional basis everywhere. The amount for a given margin therefore does not vary across the state.

The variation is in the circuit court divisions once a driver pleads not guilty — how readily a reduction is agreed, whether a course is accepted toward a disposition, and how quickly a hearing is reached. Those are local practices rather than published rules.

Enforcement geography is straightforward: the interstate corridors and the main north-south routes carry the higher-margin citations, while the towns along state roads produce steadier volume where limits change frequently. Work zones and school zones carry their own enhanced treatment on top of the ordinary amount.

New Hampshire and the states next door

Crossing a state line changes the schedule, the point system and the traffic-school rule all at once. These are the neighbouring states as this dataset records them.

State 10 mph over Points Insurance, 3 yr
New Hampshire $100 3–4 points $750
Maine $133 0–8 points $750
Massachusetts $105 2 points $1,200
Vermont $100 2–8 points $750

Where these figures come from

Every figure on this page is traceable. The fine schedule, the point label and the traffic-school rule each carry their own citation and their own retrieval date, because a state publishes them in three different documents and almost never together. The insurance estimate is the one figure with no state document behind it, and it is labelled as a model everywhere it appears.

Read the methodology · Compare every state

New Hampshire FAQ

Common questions about New Hampshire speeding tickets.

It is a statutory charge added on top of the fine and calculated as a proportion of it, so the total owed is always meaningfully above the figure quoted as the fine. The estimate on this page is built around what a driver actually pays rather than around the underlying fine by itself.

For an adult driver the total is counted over a twelve-month window, one of the shortest in this dataset, so an older conviction drops out of the count after a year. The position a driver is in therefore depends almost entirely on what has happened in the last twelve months rather than on a longer history.

By pleading not guilty rather than paying, which schedules the matter in the circuit court division covering the location and produces a hearing with the citing officer. Pleading guilty or nolo contendere by mail with the payment enters the conviction and closes off the reduction and course routes.

Many circuit court divisions will accept one as part of a disposition for a first offence, sometimes producing a reduction and sometimes a dismissal, but it is a court practice rather than a statewide entitlement. The division may separately require a course once a record reaches a threshold, which is a condition rather than a benefit.